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Our Team

Jim Mines Agency Owner/Agent

Jim Mines

Agency Owner/Agent


Jim has been in the insurance industry and a LUTC member since 1991. He started out in life insurance. Jim was in the top 50 of 4500 agents nationwide for Monumental Life. He also became a manager, relocated to Columbus, Ohio. A year later Jim moved back to Michigan to work for Farm Bureau; he quickly became a top 10 producer.

14 years later Jim decided to buy his own agency. Shortly after that, he then purchased the Cloetingh Seaway General agency. Jim decided to change the name to Anchor Insurance Group Inc.

Jim graduated from Oakridge High School in 1985 and Muskegon Community College thereafter. He thoroughly enjoys helping people out with their insurance needs, along with recommending the correct coverages.

Todd Mines Vice President/Agent

Todd Mines

Vice President/Agent


Todd has been in the insurance industry since 2010 and specializes in Auto, Home and Commercial Insurance. He attended Oakridge High School in Muskegon and went on to attend Baker College. Todd is a veteran of The U.S. Navy and was in Desert Storm.

Todd is a member of Harvest Bible Chapel Spring Lake. He is a referee for High School & USSF Soccer.

Derek Mines VP of Marketing + Agent

Derek Mines

VP of Marketing + Agent


Derek was born and raised in West Michigan and started his career in the insurance industry shortly after he graduated from Central Michigan University. During his time there, he studied Marketing: Professional Sales Concentration. Derek is a high school graduate of Reeths-Puffer where he spent most of his time playing hockey. He thoroughly enjoys fishing and spending his time with family and friends.

He looks forward to helping you find an insurance policy that is right for you.

Nathan Kolkema Agent

Nathan Kolkema



Nathan is a proud native of West Michigan who specializes in Home, Auto and Commercial Insurance. He graduated from Grand Haven High School in 2014. Living in Norton shores, he owns a home with his wife and beautiful daughter. He enjoys being outdoors as much as possible. Dirt biking, snowboarding, hiking, boating and fishing just to name a few. He is a proud member of his church and loves to serve there. Nate genuinely cares for his clients and it’s important to him that you feel good about your insurance and understand what coverages you have and need.

Bob McCarthy Agent

Bob McCarthy



Bob has been in the insurance industry since 2012. He specializes in Home, Auto and Commercial Insurance. He graduated from Muskegon Catholic Central High School in 1983 and Albion College in 1987.

Bob attends St. Francis De Sales church in Muskegon. He has been a past board member of: the Muskegon Area Chamber of Commerce, United Way, ARC Muskegon, Muskegon Commerce Bank and Muskegon Catholic Central Foundation.

Raluca Terhes Agent

Raluca Terhes



Mike Olah Agent

Mike Olah



Mke is a lifelong resident of Muskegon. He is a graduate of Mona Shores High School and Western Michigan University with a degree in Business Administration. He has been an Insurance Agent in the Muskegon area since 1990.

Mike looks forward to helping you with all your personal and business insurance needs.

Renee Pleimling Licensed CSR

Renee Pleimling

Licensed CSR


Amanda Merrills Licensed CSR

Amanda Merrills

Licensed CSR


Amanda is a lifelong resident of Muskegon, Michigan. She has been in the insurance industry for eighteen years and specializes in Auto & Homeowners Insurance. She attended Mona Shores High School in Muskegon, and went on to attend Baker College for Education. Amanda enjoys working closely with her clients to help them with their insurance needs to make sure their family is properly protected.

Rachel Stiles Licensed CSR

Rachel Stiles

Licensed CSR


Deborah Reed Accounting

Deborah Reed



Deborah was born and raised in Muskegon Michigan. She has been with Anchor Insurance Group since 1985. Deborah's areas of speciality are administration and accountng. She graduated from Western Michigan Christian High School, attended Baker College, MCC and Ferris State University.

Deborah has been active with Crusade for Toys in Grand Haven, Michigan for over 20 years.

Peter Drost

Peter Drost

Commercial Account Manager


Pete was born and raised in West Michigan. After graduating from Grand Haven High School, he attended to University of Michigan where he studied technical theatre. For almost two decades, Pete designed the lighting for theatre, musical acts, industrials, special events, and personalities, including five former Presidents of the United States. He is active with both Muskegon Civic Theatre and Central Park Players in Grand Haven.

Pete received his property & casualty license in 2011 and CISR designation in 2016.

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